Last updated: February 24, 2026
Privacy Policy
1. Information We Collect
- To facilitate secure bank-to-bank transfers, we collect the following personally identifiable information:
- Identity Data: Full name, company name, and job title.
- Contact Data: Billing address, email address, and phone number.
- Financial Data: Bank account numbers, SWIFT/BIC codes, and routing details provided during the transaction process.
- Compliance Data: Physical address details required by ISO 20022 for global wire processing.
2. How We Use Your Data
We use your information strictly for:
- Transaction Processing: Verifying and reconciling incoming wire transfers.
- Legal Compliance: Meeting Anti-Money Laundering (AML) and Know Your Customer (KYC) requirements.
- Fraud Prevention: Monitoring for unauthorized or suspicious bank activity as required by the 2026 Nacha Rule updates.
3. Data Sharing & Third Parties
- We do not sell your data to third parties. Information is shared only with:
- Banking Partners: Our financial institution ([Bank Name]) to process your payment.
- Regulatory Authorities: When mandated by federal law, such as the Gramm-Leach-Bliley Act (GLBA).
4. Data Security
Since wire transfers involve non-public personal information (NPI), we employ AES-256 encryption and restricted access controls. We do not store your full bank details on our web server; they are maintained in a secure, offline environment.
5. Your Rights
Depending on your location, you have the right to:
- Access/Portability: Request a copy of the financial data we hold.
- Deletion: Request the removal of your data (subject to mandatory financial record-keeping laws which typically require 5–7 years of retention).
- Opt-Out: Direct us not to share your information with non-affiliated third parties.
6. Contact Us
For any privacy-related inquiries or to exercise your rights, please contact our Data Protection Officer at info@motorise.eu