Privacy Policy

1. Information We Collect

• To facilitate secure bank-to-bank transfers, we collect the following personally identifiable information:

• Identity Data: Full name, company name, and job title.

• Contact Data: Billing address, email address, and phone number.

• Financial Data: Bank account numbers, SWIFT/BIC codes, and routing details provided during the transaction process.

• Compliance Data: Physical address details required by ISO 20022 for global wire processing.

2. How We Use Your Data

We use your information strictly for:

• Transaction Processing: Verifying and reconciling incoming wire transfers.

• Legal Compliance: Meeting Anti-Money Laundering (AML) and Know Your Customer (KYC) requirements.

• Fraud Prevention: Monitoring for unauthorized or suspicious bank activity as required by the 2026 Nacha Rule updates.

3. Data Sharing & Third Parties

• We do not sell your data to third parties. Information is shared only with:

• Banking Partners: Our financial institution ([Bank Name]) to process your payment.

• Regulatory Authorities: When mandated by federal law, such as the Gramm-Leach-Bliley Act (GLBA).

4. Data Security

Since wire transfers involve non-public personal information (NPI), we employ AES-256 encryption and restricted access controls. We do not store your full bank details on our web server; they are maintained in a secure, offline environment.

5. Your Rights

Depending on your location, you have the right to:

• Access/Portability: Request a copy of the financial data we hold.

• Deletion: Request the removal of your data (subject to mandatory financial record-keeping laws which typically require 5–7 years of retention).

• Opt-Out: Direct us not to share your information with non-affiliated third parties.

6. Contact Us

For any privacy-related inquiries or to exercise your rights, please contact our Data Protection Officer at info@motorise.eu